Terms of Use

Atlantic Insurance Agency Group, Inc.

Terms of Use

Introduction

 This Terms of Use outlines Atlantic Insurance Agency Group, Inc. 's ("we", "our" or "the Company") practices with respect to information collected from users who access our website at  www.atlanticquotes.com ("Site" or "Website"), or otherwise share personal information with us (collectively: "Users"). 

These terms and conditions govern your use of this Website; by using this Website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this Website. 

You must be at least 18 years of age to use this Website. By using this Website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.

This Website uses cookies. By using this Website and agreeing to these terms and conditions, you consent to The Company's use of cookies in accordance with the terms of the Company's Privacy Policy.

License to use Website

Unless otherwise stated, The Company's and/or its licensors own the intellectual property rights in the Website and material on the Website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the Website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.  

You must not:
  • republish material from this Website (including republication on another Website);
  • sell, rent or sub-license material from the Website;
  • show any material from the Website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this Website for a commercial purpose;
  • edit or otherwise modify any material on the Website; or
  • redistribute material from this Website except for content specifically and expressly made available for redistribution.
Where content is specifically made available for redistribution, it may only be redistributed within your organization.

Intellectual Property Notice

The trademarks, service marks and logos displayed on this Site are registered or unregistered trademarks of The Company. Other trademarks mentioned on this Site to identify third party products are the property of their respective owners.

Acceptable Use

You must not use this Website in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this Website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this Website without The Company's express written consent.

You must not use this Website to transmit or send unsolicited commercial communications.

You must not use this Website for any purposes related to marketing without The Company's express written consent.

Restricted Access

Access to certain areas of this Website is restricted. The Company reserves the right to restrict access to other areas of this Website, or indeed this entire Website, at The Company's discretion.

If The Company provides you with a user ID and password to enable you to access restricted areas of this Website or other content or services, you must ensure that the user ID and password are kept confidential.  

The Company may disable your user ID and password in The Company's sole discretion without notice or explanation.

No Warranties

This Website is provided “as is” without any representations or warranties, express or implied. The Company makes no representations or warranties in relation to this Website or the information and materials provided on this Website.  

Without prejudice to the generality of the foregoing paragraph, The Company does not warrant that:
  • this Website will be constantly available, or available at all; or
  • the information on this Website is complete, true, accurate or non-misleading.
Nothing on this Website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial, or medical matter you should consult an appropriate professional.

Limitations of Liability

The Company will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this Website:
  • to the extent that the Website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if The Company has been expressly advised of the potential loss.

Right to Modify

The Company reserves the right to modify these Terms and Conditions at any time without prior notice to you. The Company may change, move, or delete portions of, or may add to, this Site from time to time. Your use of this Site following any such change constitutes your unconditional agreement to follow and be bound by these Terms and Conditions as changed. For this reason, the company encourages you to review these Terms and Conditions whenever you use this Site. By your use of this Site, you agree not to interrupt or attempt to interrupt the operation of this Site in any manner. From time to time there may be information on this Site that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, and availability. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. The Company reserves the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice (including after you have submitted your order). We apologize for any inconvenience this may cause you.

Exceptions

Nothing in this Website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this Website disclaimer will exclude or limit The Company liability in respect of any:
  • death or personal injury caused by The Company's negligence;
  • fraud or fraudulent misrepresentation on the part of The Company; or
  • matter which it would be illegal or unlawful for The Company to exclude or limit, or to attempt or purport to exclude or limit, its liability. 

Reasonableness

By using this Website, you agree that the exclusions and limitations of liability set out in this Website disclaimer are reasonable.  

If you do not think they are reasonable, you must not use this Website.

Other Parties

You accept that, as a limited liability entity, The Company has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against The Company's officers or employees in respect of any losses you suffer in connection with the Website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this Website disclaimer will protect The Company's officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as The Company. 

Unenforceable Provisions

If any provision of this Website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this Website disclaimer.

Indemnity

You hereby indemnify The Company and undertake to keep The Company indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by The Company to a third party in settlement of a claim or dispute on the advice of The Company’s legal advisers) incurred or suffered by The Company arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Breaches of these terms and conditions

Without prejudice to The Company's other rights under these terms and conditions, if you breach these terms and conditions in any way, The Company may take such action as The Company deems appropriate to deal with the breach, including suspending your access to the Website, prohibiting you from accessing the Website, blocking computers using your IP address from accessing the Website, contacting your internet service provider to request that they block your access to the Website and/or bringing court proceedings against you.

Variation

The Company may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this Website from the date of the publication of the revised terms and conditions on this Website. Please check this page regularly to ensure you are familiar with the current version.

Assignment

The Company may transfer, sub-contract or otherwise deal with The Company's rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.  

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect. 

Entire Agreement

These terms and conditions, together with the Privacy Policy, constitute the entire agreement between you and The Company in relation to your use of this Website, and supersede all previous agreements in respect of your use of this Website.

Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of the State of Massachusetts, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Massachusetts.

Last Modified: 1 September 2020

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